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Free tool · moving money
When you move pounds to euros — a house deposit, your savings, a monthly pension — the damage is rarely in the visible fee. It's hidden in the exchange rate: the gap between the real mid-market rate and the worse one you're quietly given. This calculator makes that gap visible. Put in an amount and see, roughly, what a typical high-street bank costs you versus a specialist currency service.
Try it with a house deposit — the bigger the sum, the bigger the hidden gap.
Leave the default if you're not sure — it's only to illustrate the gap, not a live quote.
Typical high-street bank
€—
Specialist currency service
€—
€—
the difference on this transfer
A specialist rate could keep more of your money on a transfer this size.
How to get a specialist rate →Pimpernel may earn a small referral if you use a partner — it never changes the rate you get, and there's nothing to sell you.
Illustrative assumptions, adjustable by changing the rate above: a bank quoted around 3% below the mid-market rate plus a £20 fee; a specialist around 0.5% below with no fee. Real spreads vary by provider, amount and day — always compare live quotes before you send. Pimpernel doesn't take a rate off your transfer.
The Pimpernel difference
On a house deposit, the difference above can run to thousands — and there's more to get right than the rate: timing a large transfer, fixing a rate ahead of a completion date, and not tripping foreign-transfer reporting. We can point you to vetted specialists and help you think it through, so a once-in-a-lifetime transfer isn't a once-in-a-lifetime mistake.
How the spread works, when to fix a rate, and how to move a large sum safely — the whole picture on getting your money to France.
This tool is illustrative, not a quote or financial advice, and the assumed spreads are typical rather than any specific provider's. Exchange rates move constantly and every provider differs. Pimpernel is not a financial adviser or a money-transfer service; always compare live quotes and, for large or complex transfers, take professional advice. Where we point you to a partner service we may earn a small referral — it never changes the rate you get or what we'd tell you.